Michigan Law

Video showed two maintenance workers sequentially exiting an elevator, each wheeling a cart filled with equipment that disturbed the floor mat. The plaintiff was the third person to exit the elevator, and she tripped on the mat after taking three steps.

Plaintiff was involved in a two-car auto accident in December 2018 and filed a claim for first-party benefits. Defendant denied the claim once it “discovered a material misrepresentation” in that the Tahoe was not garaged at the address stated in the policy. Litigation ensued …

Uninsured vehicle occupants, pedestrians, and bicyclists who were injured in auto accidents between June 11, 2019 and July 2, 2020 will now receive unlimited Personal Injury Protection (PIP) medical coverage.

The Michigan Supreme Court ruled that “when a paying insurer has at least an arguable duty to pay benefits under the no-fault act, the insurer is simply protecting its own interests and not acting as a volunteer, and it may invoke the doctrine of equitable subrogation to recover any benefits paid erroneously.”

Michigan’s auto insurance reform has created many options for Michigan drivers. Every auto insurance policy providing statutory coverage in Michigan includes four types of Personal Injury Protection (PIP) benefits.

Plaintiff was an injured driver in an October 2, 2016 motor vehicle accident in which the driver of the other vehicle was unknown. The plaintiff’s insurance policy with defendant insurance company included a provision for uninsured/underinsured (UM/UIM) motorist coverage.

Insured driver was injured in an auto accident on New Year’s Eve, 2017. He received medical treatment for his injuries from plaintiff-appellant on several occasions between March and November of 2018. An Assignment of Benefits was executed by the injured driver for each service appointment.

This first-party, no-fault action for PIP benefits involved, in part, a material question of fact regarding plaintiff’s supposed acceptance of the policy recission.