No Claim for Covid Business Interruption
Plaintiff is a chiropractic clinic which submitted a claim against its insurance company seeking business interruption benefits purportedly stemming from Covid related lockdowns. The lockdowns were caused, in part, by Gov. Gretchen Witmer’s numerous executive orders beginning in March 2020 which required businesses to shut down for 2 ½ months.
The defendant insurance company filed a motion for summary disposition. The Kent County Circuit Court granted the Defendant insurance company’s motion for summary disposition reasoning that Defendant insurance company’s policy provided no coverage where “the loss of business income was not caused by a direct physical loss or damage to the property.” Thus, the lack of a direct physical loss or damage to Plaintiff’s property precluded coverage.
This decision is consistent with other similar claims seeking business interruption for Covid related business closures. Click on the link to read the entire case.
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Alexander & Angelas, P.C. represents defendants in civil liability litigation across Michigan and Northern Ohio. The firm’s practice areas include insurance defense litigation, premises liability, motor carrier (trucking) defense, corporate and commercial litigation, construction defect litigation, auto negligence, insurance coverage disputes, emergency casualty response services, alternative dispute resolution, subrogation claims, workers’ compensation, employment law, and liquor liability.
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