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Michigan Auto Insurance No-Fault Reform Law Generates Savings

Governor Gretchen Whitmer recently announced that the state’s 2019 insurance reform legislation, which first took effect on July 1, 2020, is delivering savings for auto insurance policyholders.

Specifically, the Governor identified the following benefits for Michigan drivers:

  • More than 202,000 previously uninsured drivers took advantage of the law’s amnesty period to buy auto insurance without paying a penalty.

  • The auto insurance market has expanded with the addition of 46 new insurance companies or affiliates being authorized to enter Michigan’s market.

  • Several new PIP coverage options, including an opt-out for Medicare participants, are helping drivers save money on auto insurance.

  • The newly established the Fraud Investigation Unit within the Michigan Department of Insurance and Financial Services (DIFS) is working to address insurance and financial fraud concerns.

The law is not without controversy. Some consumer advocates argue that Michiganders who receive medical benefits from their auto no-fault policies may experience cutbacks in the level of care available to them.

Click on the link to read the full news release.

ABOUT ALEXANDER & ANGELAS, P.C.

Alexander & Angelas, P.C. represents defendants in civil liability litigation across Michigan and Northern Ohio. The firm’s practice areas include insurance defense litigation, premises liability, motor carrier (trucking) defense, corporate and commercial litigation, construction defect litigation, auto negligence, insurance coverage disputes, emergency casualty response services, alternative dispute resolution, subrogation claims, workers’ compensation, employment law, and liquor liability.

Attorneys practice in all state and federal courts in Michigan, including Wayne County (Detroit), Macomb County (Mount Clemens), Oakland County (Pontiac), Washtenaw County (Ann Arbor), and Genesee County (Flint). Legal services are also provided in Northern Ohio. Since its founding in 1992, the firm has litigated over 4,000 civil cases.

A 24/7 Emergency Hotline is available (800-219-0007) for trucking and insurance company clients. When an accident requires an immediate response to protect evidence, members of the firm quickly launch an investigation with the assistance of well-qualified accident investigators, crash reconstructionists, mechanical engineers, civil evidence photographers, and independent adjusters positioned throughout Michigan and Northern Ohio.

Alexander & Angelas, P.C. measures its performance based upon three key metrics: aging of claims, indemnity expense, and legal defense costs. The firm refuses to over-litigate cases merely to increase legal fees and strives to resolve matters within one year from initial case assignment.

Visit Alexander & Angelas online at https://www.alexanderandangelas.com/ for more information. Partner Peter A. Angelas is available to discuss a confidential matter.